Terms and conditions governing your use of our website and services
Last updated: January 2024
Please read these Terms of Use carefully before using the birch-wolf website (birch-wolf.com) or our services. By accessing or using our website, you agree to be bound by these terms.
By accessing and using this website, you accept and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.
birch-wolf provides financial education services including workshops, courses, and consultations. Our services are educational in nature and designed to improve financial literacy.
The information and services provided by birch-wolf are for general educational purposes only. They do not constitute personal financial advice, investment advice, tax advice, or any other form of regulated financial advice. You should consult with qualified professionals before making financial decisions.
While we strive to provide high-quality education, we cannot guarantee specific financial outcomes. Individual results vary based on personal circumstances, effort, and market conditions.
When using our website and services, you agree to:
All content on this website, including text, graphics, logos, images, and educational materials, is the property of birch-wolf or our content suppliers and is protected by copyright and intellectual property laws.
You may view, download, and print content for personal, non-commercial use only. You may not:
When you book a service through our website, you are making an offer to purchase that service. We reserve the right to accept or decline any booking.
All prices are displayed in British Pounds Sterling (GBP) and include VAT where applicable. We reserve the right to change prices at any time, though confirmed bookings will be honoured at the price agreed.
Cancellations made at least 48 hours before a scheduled session may be rescheduled at no additional charge. Cancellations with less than 48 hours notice may be subject to a cancellation fee.
We offer a satisfaction guarantee. If you are not satisfied with a service, please contact us within 14 days of completion to discuss a refund. Refunds are processed at our discretion.
To the fullest extent permitted by law:
Our website may contain links to third-party websites. We do not control and are not responsible for the content, privacy policies, or practices of these sites. Visiting linked sites is at your own risk.
We strive to maintain website availability but do not guarantee uninterrupted access. We may modify, suspend, or discontinue any aspect of our website without notice.
You agree to indemnify and hold harmless birch-wolf, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our website or services or your violation of these terms.
These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
We may update these Terms of Use from time to time. Changes will be posted on this page with an updated revision date. Your continued use of our website after changes constitutes acceptance of the modified terms.
For questions about these Terms of Use, please contact us:
birch-wolf
47 Commerce House
Bristol BS1 4JQ
United Kingdom
[email protected]